American First Finance Data Breach Investigation

In May 2024, American First Finance (AFF), a Texas-based consumer credit company, experienced a significant data breach involving approximately 689,000 individuals. The breach was the result of unauthorized access by a former employee of FinWise Bank, a Utah-based banking partner that originates and funds loans for AFF. The incident was discovered on June 18, 2025, over a year after the breach occurred. Affected individuals were notified on July 29, 2025.

If you believe your personal information was compromised in the American First Finance data breach, contact our office for a free consultation. Our legal team is dedicated to helping victims of data breaches seek justice and protect their rights.

What Happened at FinWise & American First?

The breach occurred between May 31, 2024, and June 3, 2024, when a former FinWise Bank employee accessed sensitive customer data after their employment had ended. The compromised data included personally identifiable information (PII) such as names, dates of birth, Social Security numbers, and financial account details. The breach was not discovered until June 18, 2025, and was subsequently reported to the Maine Attorney General’s Office.

The exposure of sensitive personal and financial information poses significant risks to affected individuals, including identity theft, financial fraud, and emotional distress. The delay in discovering and reporting the breach has raised concerns about the effectiveness of AFF’s data security practices and their ability to protect customer information.

What You Can Do Following a Breach

If you received a data breach notification from American First Finance, consider taking the following steps:

• Monitor Financial Accounts: Regularly review your bank and credit card statements for any unauthorized transactions.

• Place Fraud Alerts: Contact the major credit bureaus to place fraud alerts on your credit reports.

• Credit Monitoring: Enroll in credit monitoring services if offered by AFF or independently.

• Report Suspicious Activity: Immediately report any suspected identity theft or fraud to the appropriate authorities.

Why Hire Our Data Breach Lawyers

If you were affected by the American First Finance data breach, our experienced data breach attorneys can help you understand your legal rights and options. We can assist you in pursuing compensation for damages such as financial losses, emotional distress, and the costs associated with identity theft protection. Additionally, we can investigate whether AFF and FinWise Bank took appropriate measures to protect your information and hold them accountable if they failed to do so.